Terms & Conditions

Welcome to OLIVERI ELITE PARTNERS LLC. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. Services

OLIVERI ELITE PARTNERS LLC provides business lending and financing services to qualified businesses. Our services include but are not limited to:

• Working capital loans
• Equipment financing
• Revenue-based financing
• Commercial real estate financing
• Business expansion financing
• Business lines of credit

All financing is subject to credit approval, underwriting, and execution of appropriate loan agreements. We reserve the right to decline any application at our sole discretion.

2. Eligibility

To apply for our services, you must:

• Be at least 18 years of age
• Have legal authority to bind your business to financial agreements
• Operate a legitimate business entity in the United States
• Provide accurate and complete information in all applications and communications

3. Application Process

When you submit a loan application, you authorize us to:

• Verify the information you provide
• Obtain credit reports and business background information
• Contact your bank, creditors, and business references
• Share your application with our underwriting partners if necessary

All information provided must be accurate and truthful. Providing false or misleading information may result in immediate application rejection and potential legal action.

4. SMS Terms & Conditions

5. Loan Terms

All loans and financing arrangements are governed by separate loan agreements that specify:

• Principal amount
• Interest rates or factor rates
• Repayment schedule
• Fees and charges
• Default terms and remedies
• Prepayment terms

Loan agreements are legally binding contracts. You should review them carefully and seek legal or financial advice before signing.

6. Fees and Charges

We may charge fees for our services, including but not limited to:

• Origination fees
• Processing fees
• Late payment fees
• NSF (non-sufficient funds) fees
• Wire transfer fees

All fees will be clearly disclosed in your loan agreement or fee schedule. You agree to pay all applicable fees as outlined.

7. Payment Terms

You agree to:

• Make all payments on time according to your loan agreement
• Maintain sufficient funds in your designated bank account for ACH withdrawals
• Notify us immediately of any payment issues or financial hardship
• Not initiate chargebacks or payment reversals without prior written authorization

Late or missed payments may result in additional fees, negative credit reporting, and acceleration of the entire loan balance.

8. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of OLIVERI ELITE PARTNERS LLC and is protected by intellectual property laws. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or branding without authorization
• Reverse engineer or attempt to extract source code from our website

9. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

10. Limitation of Liability

To the fullest extent permitted by law, OLIVERI ELITE PARTNERS LLC shall not be liable for:

• Indirect, incidental, or consequential damages
• Lost profits or business opportunities
• Errors or omissions in website content
• Service interruptions or technical issues
• Third-party actions or services

Our total liability to you for any claim arising from these Terms or our services shall not exceed the amount of fees paid to us in the 12 months preceding the claim.

11. Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of New Jersey, without regard to its conflict of law provisions.

Arbitration

Any disputes arising from these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration shall take place in Somerset County, New Jersey.

Class Action Waiver

You agree to resolve disputes on an individual basis and waive the right to participate in any class action or representative proceeding.

12. Modification of Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

Material changes will be communicated via email or text message (if you have opted in) at least 30 days before taking effect.

13. Termination

We may terminate or suspend your access to our services at any time, with or without cause, with or without notice. Upon termination:

• Your right to use our services ceases immediately
• All outstanding loan balances become due and payable
• We may pursue all available legal remedies

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any loan agreements, constitute the entire agreement between you and OLIVERI ELITE PARTNERS LLC regarding your use of our services.

16. Contact Information

If you have questions about these Terms, please contact us:

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.